• VSI

SWIFT MT700/MT705 格式信用证综述

信用证是银行(开证行)根据买方(申请人)的要求和指示向卖方(受益人)开立的在一定期限内凭规定的,符合信用证条款的单据,即期或在一个可以确定的将来日期,承付一定金额的书面承诺.

信用证在贸易中的应用非常广泛,开证人(进口商)可以利用单据条款,约束受益人(出口商);受益人只要提供了符合条件的单据,就能从银行拿到货款.信用证用银行信用替代了商业信用,给国际贸易,国内贸易中的买卖双方提供了便利.

现在银行间传递的信用证,几乎都使用“环球同业银行金融电讯协会”( SOCIETY FOR WORLDWIDE INTERBANK FINANCIAL TELECOMMUNICATION S.C. 简称 S.W.I.F.T.)的处理和信息传递系统,所以受益人收到的信用证大多是MESSAGE TYPES SWIFT-MT700/MT705(预开证PERFORMANCE ADVICE)格式,现在我们来读懂这种格式的信用证.

BASIC SWIFT CODES (MESSAGE TYPES)

BASIC SWIFT CODES (MESSAGE TYPES)

MT400 ADVICE OF PAYMENT

MT410 ACKNOWLEDGEMENT

MT412 ADVICE OF ACCEPTANCE

MT420 TRACER

MT422 ADVICE OF FATE & REQUEST FOR INSTRUCTIONS

MT430 INSTRUCTION AMENDMENT

MT573 STATEMENT OF PENDING TRANSACTIONS

MT700 ISSUANCE DETAILS OF A DOCUMENTARY CREDIT

MT705 DOCUMENTARY CREDIT PRE-ADVICE

MT707 DOCUMENTARY CREDIT AMENDMENT

MT710 THIRD BANK'S DOCUMENTARY CREDIT ADVICE

MT720

DOCUMENTARY CREDIT TRANSFER

MT730

ACKNOWLEDGEMENT

MT732

ADVICE OF DISCHARGE

MT734

ADVICE OF REFUSAL

MT740

REIMBURSEMENT AUTHORIZATION

MT742

REIMBURSEMENT CLAIM

MT747

REIMBURSEMENT AUTHORIZATION AMENDMENT

MT750

DISCREPANCY ADVICE

MT752

PAY, ACCEPT OR NEGOTIATE AUTHORIZATION

MT754

PAY, ACCEPT OR NEGOTIATE ADVICE

MT760

ISSUANCE OF A GUARANTEE

MT767

GUARANTEE AMENDMENT

MT768

GUARANTEE MESSAGE ACKNOWLEDGEMENT

MT769

ADVICE OF A GUARANTEE REDUCTION OR RELEASE

BEGINNING OF MESSAGE 下面两条------里的是银行间传递的一些信息

27. SEQUENCE OF TOTAL 报文页次,如果该信用证条款能够全部容纳在该MT700报文中,那么该项目内显示’1/1’如果该证由一份MT700报文和一份MT705报文组成,那么在MT700的报文项目’27’中显示’1/2’,在MT701报文的项目’27’中显示’2/2’,以此类推. 40A: 跟单信用证格式,该项目可能是下面六种里面的一种: 1- IRREVOCABLE (不可撤销跟单信用证) 2- REVOCABLE (可撤销跟单信用证) 3- IRREVOCABLE TRANSFERABLE (不可撤销可转让跟单信用证) 4- REVOCABLE TRANSFERABLE (可撤销可转让跟单信用证) 5- IRREVOCABLE STANDBY (不可撤销备用信用证) 6- REVOCABLE STANDBY (可撤销备用信用证)